2009Legal / Business Practices forum
Insurance liability for personal equipment when contracted by Olympic broadcast organizations
17 years old. Gear and prices may have changed since.
DisputedParticipants disagreed and reached no conclusion. Read the findings as positions, not as an answer.
What the thread found
- Olympic broadcast organizations typically require contractors to bear full financial responsibility for equipment damage, loss, or theft, with explicit contract language stating the organization assumes zero percent of risk.
- Contractors should verify whether equipment will be used exclusively by them or shared with other operators, as shared use increases risk exposure.
- Obtaining independent insurance coverage for equipment is recommended before accepting contracts that exclude organizational liability.
- Some contractors have successfully negotiated to be added as additional insured parties on the organization's insurance policies, though this may require persistence in working through administrative channels.
- Larger equipment rental companies may have different negotiation power or existing insurance arrangements that differ from individual contractors.
- The stated policy of equipment owner liability is reportedly consistent across different Olympic broadcast operations and presented as non-negotiable.
Depends on
- Discussion reflects experiences from different Olympic years and different broadcast organizations, which may have varying policies.
- One participant mentioned older equipment already paid for and existing independent coverage, which may not reflect typical contractor situations.
- Whether larger rental companies actually accept the same terms as individual contractors was disputed but not definitively resolved.
- The discussion includes strong opinions but limited documented outcomes of actual negotiations.