What the thread found

• When working as talent or crew on a production and equipment is damaged during the shoot, the production company is typically responsible for repairs if an insurance certificate was obtained beforehand
• Insurance certificates serve to establish that production bears liability for equipment damage occurring during the job, including incidents during risky shots
• A deal memo clause explicitly stating that production is responsible for all equipment damage and will reimburse repair costs from the first dollar, including deductibles, provides important protection
• Production companies may attempt to deny claims by arguing that equipment failure resulted from wear or component malfunction rather than incident-related damage
• Wear items like pan bearings that gradually fail through normal use may fall outside insurance coverage even when other damage is covered

Depends on

• This discussion reflects experiences from 2007 and may not represent current insurance practices
• The specific outcomes mentioned were still being negotiated at the time of posting and final resolution was unclear
• No consensus emerged on how to distinguish between incident-caused damage and normal wear-related failures
• Insurance coverage terms can vary significantly between different policies and production agreements

Parts

Gimbal Bearing, Donkey Box

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